“The real secret to wealth is to spend less than you earn, invest the difference and do it regularly for not less than two decades.” — @dmuthuk (D.Muthukrishnan)

Most people want a short-cut to wealth, but the secret is that there are no secrets.

Some people try to sell a secret to becoming wealthy, but the real secret is that there are no secrets.

This is the formula for long-term wealth creation.